Financing Your Surgery with Ease
We believe that achieving your beauty goals should be accessible to everyone. That’s why we offer flexible and affordable financing options tailored to suit your needs. Whether you’re considering a Brazilian Butt Lift, Mommy Makeover, or Rhinoplasty, our financing plans help you get one step closer to the transformation you desire without compromising your financial comfort.
Your Path to Affordable Beauty
Whether you’re considering a Brazilian Butt Lift, Mommy Makeover, or Rhinoplasty, our financing plans help you get one step closer to the transformation you desire without compromising your financial comfort.
Instant Approval
Secure financing in just a few clicks, with no paperwork required.
Flexible Payment Plans
Enjoy 0% interest payment plans for up to 24 months or extended plans for up to 60 months with low interest rates.
No Pre-Payment Penalties
Pay off your balance early without any additional fees.

trusted lending programs
Financing Options According to You
We work with trusted lending programs to provide a seamless and hassle-free application process. Our partners offer:
- Interest-Free Options: Pay 0% interest for 3, 6, 12, 18, or 24 months on qualifying plans.
- Extended Payment Plans: Affordable monthly payments for 24 to 60 months with competitive rates starting at 9.90%.
- Inclusive Approval: Options available for patients with ITIN or non-traditional credit.
Approval in just a few clicks
Care Credit

- No Upfront Costs
- No pre-payment penalties
- Loans from $1,000 - $25,000
- No-interest payment plans for 3, 6, 12, and 18 months
- Extended payment plans with interest rates starting at 9.90%
Alphaeon Credit

- No Application fee
- No pre-payment penalties
- Loans from $250 - $25,000
- No-interest payment plans for 3, 6, 12, and 18 months
- Extended payment plans with interest rates starting at 9.90%
Cherry

- Instant approval no paperwork
- No pre-payment penalties
- Qualify for up to $10,000
- Choose from 3, 6, 12, 18, or 24 month payment plans with some qualifying 0% APR options
- extended payment plans
Financing Your Surgery with Ease
We believe that achieving your beauty goals should be accessible to everyone. That’s why we offer flexible and affordable financing options tailored to suit your needs. Whether you’re considering a Brazilian Butt Lift, Mommy Makeover, or Rhinoplasty, our financing plans help you get one step closer to the transformation you desire without compromising your financial comfort.
Apply Online or In-Office
Use our secure links or visit our office for personalized assistance.
Prequalify Without Credit
Check your eligibility with a soft credit inquiry.
Choose Your Plan
Select a plan that fits your budget, with options for no-interest or extended payment terms.
Schedule Your Surgery
Once approved, your funds are ready immediately, allowing you to book your procedure without delay.
Payment Options







Away! Don't Worry
For Out-of-Town Patients
For those traveling to California for their procedure, our Out-of-Town Cosmetic Surgery Program provides exclusive support to ensure your journey is as smooth as possible. From pre-approval financing assistance to curated travel packages, we’re here to make your dream transformation a reality.
Get Started Today!
Transform your dreams into reality with affordable cosmetic surgery financing at BGMG Cosmetics. Take the first step by applying online or contacting our team for personalized assistance.
Lives changed
Years of Experience
Successful Procedures
Safety & Patient Care
Approval in just a few clicks
We offer no-interest payment plans (the same as cash) for up to 24 months. We also offer extended payment plans for 24, 36, 48 or 60 months with varying rates of interest depending upon your credit history.
Will applying for financing affect my credit score?
No! Our financing partners offer pre qualification checks that do not impact your credit score. If you proceed with a full application after prequalification, there will be a hard inquiry, just like any other loan or credit application.
What information do I need to apply?
- To complete your application, you’ll need to provide:
- Social Security Number (SSN) or ITIN
- Net income
- Housing information
What income should I include on my application?
You should include all household income sources from every working member of your home aged 15 or older. This should be your gross income (before taxes and deductions).
Can I apply to multiple financing companies for a higher approval amount?
Yes, you can apply to multiple lenders. However, we recommend applying to one lender first and waiting for the result before applying elsewhere to avoid unnecessary credit inquiries.
Do you offer interest-free financing options?
Yes! We offer 0% interest financing for 6, 12, 18, or 24 months on qualified purchases over $200. Longer-term payment plans are also available with low interest rates.
How can I apply for financing?
You can apply online through our trusted lending partners linked on this page, call us for assistance, or visit our office for personalized guidance. Our team is happy to walk you through the process to ensure a smooth experience.
What credit score do I need to qualify?
For the best chances of approval, a credit score of 600 or higher is recommended. If your score is below 600, approval may be more challenging. However, we offer in-house payment plans to help you finance your procedure with monthly payments before surgery. Contact us to learn more.
Can I prequalify using an ITIN instead of an SSN?
Yes! Many of our financing partners accept ITIN numbers instead of Social Security Numbers, making it easier for non-traditional applicants to qualify.
What is the maximum financing amount I can receive?
The amount you qualify for depends on your credit history. Financing typically ranges from $200 up to $25,000 for those with good credit.
How quickly will I receive my financing?
Once approved, your funds are available immediately, so you can book your surgery without delay.
join the success
Book Your Consultation with Financing Today!
Schedule a free consultation with our team and let’s make things happen!