Financing

You can apply by using the lending company’s links on this page or you can call us or visit us at the office directly, if you have more questions and need us to walk you through the process. We recommend calling us or coming in the office so we can better help you through the process.

For the best approval odds, you'll need a credit score of 600 or higher. If you're score is lower than 600 you'll have a hard time getting approval. Please note that we offer in-house payment plans for those that do not qualify with financing. This option allows you to secure your special price by leaving a deposit and making monthly payments before your surgery. Call us for more information.

Yes, most finance lending companies allow you to use your ITIN number instead of your Social Security Number.

The credit limit is determined by your credit history. The minimum is usually $200 and the maximum credit limit for those with a good credit score is $25,000.

Your account and funds are available immediately upon approval.

Our finance companies offer prequalification. A prequalification lets you know if you are likely to be approved for finance. It's quick and there's no impact to your credit score to check. If you prequalify and then you apply, there will be a hard inquiry on your credit report just like any other financial lending inquiry.

To complete your application, you will need to provide your Social Security number or ITIN, net income, and housing information.

Add all household members' incomes from all eligible sources for your total gross household income. To calculate the household income for a single home, total the gross income of each person living in the home who is 15 years old or older, regardless of whether they are related or not. Household income is usually calculated as a gross amount rather than net figure, before deducting taxes or with holdings.

Yes, There's no rule against applying for multiple credit cards in one day, but we strongly recommend to apply with one company first and then wait for your results before applying to others.

Yes, they offer short-term financing options: no interest for 6, 12, 18 or 24 months on purchases of $200 or more.